Hadith 267: 4 Kinds of People in This World.

The Prophet (peace and blessings of Allaah be upon him) said:“There are only 4 kinds of people in this world.
(The first is) a slave whom Allaah has blessed with wealth and knowledge, and he fears Allaah with regard to them, and uses them to uphold family ties, and acknowledges the rights that Allaah has over them. He has the highest status.
(The second is) a slave to whom Allah has given knowledge, but not wealth. His intention is sincere, and he says, ‘If only I had wealth, I would do (good deeds) like so-and-so (the first slave).’ He will be rewarded according to his intention, so their reward will be equal.
(The third is) a slave to whom Allaah has given wealth, but not knowledge. He spends his money aimlessly, neither fearing Allaah with regard to it nor using it to uphold family ties nor acknowledging the rights that Allaah has over it. He has the lowest status.

(The fourth is) a slave to whom Allaah has given neither wealth nor knowledge He says, ‘If only I had wealth, I would do (bad deeds) like so-and-so (the third slave). He will be punished according to his intention, so their burden of sin will be equal.”
(Reported by Ahmad and al-Tirmidhi, and classed as saheeh in Al-Targheeb wa’l-Tarheeb, 1/9).